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Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

Written by Spring HIll FL Mortgage Syndicated User on April 29, 2025. Posted in For Buyers, Inventory, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again.The Inventory Sweet SpotMore homeowners are jumping back into their search to make a move this year. Builders are finishing more...

You Finally Have More Options for Your Move

Written by Spring HIll FL Mortgage Syndicated User on April 26, 2025. Posted in For Buyers, Infographics, Inventory, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

Some HighlightsIf you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ?There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month.With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

Should I Buy a Home Now or Wait?

Written by Spring HIll FL Mortgage Syndicated User on April 25, 2025. Posted in Buying Tips, Equity, For Buyers, Home Prices, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.”That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, you should know that trying to time the market rarely works.Here’s what most buyers don’t always think about: the longer you wait, the more buying could cost you. And you deserve to understand why.Forecasts Say Prices Will Keep ClimbingEach quarter, over 100 housing market experts weigh in for the...

What You Can Do When Mortgage Rates Are a Moving Target

Written by Spring HIll FL Mortgage Syndicated User on April 23, 2025. Posted in Buying Tips, For Buyers, Mortgage Rates, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home.Take a look at the graph below. It uses data from Mortgage News Daily to show that after a relatively stable month of March, mortgage rates have been on a bit of a roller coaster ride in April: This kind of up-and-down volatility is expected when economic changes are happening.And that’s one of the reasons why trying to time the market isn’t your best move. You...

Don’t Miss This Prime Spring Window To Sell Your House

Written by Spring HIll FL Mortgage Syndicated User on April 22, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why.That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places use different methodologies for their research, sometimes the results vary too – and that’s actually good news for you. According to Zillow, the best time to list your house is still ahead.The latest research from Zillow says sellers who list their homes in late May...

Pre-Approval Isn’t Commitment – It’s Clarity

Written by Spring HIll FL Mortgage Syndicated User on April 18, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer.The best time to get serious about buying is before you’re ready to buy. Here’s why.Pre-Approval Helps You Understand Your NumbersOne of the biggest benefits of pre-approval is how it helps you understand your buying power. As part of the pre-approval process, a lender will walk through your finances and tell you what you can borrow based on...

Are You Saving Up To Buy a Home? Your Tax Refund Can Help

Written by Spring HIll FL Mortgage Syndicated User on April 16, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you a little extra cash to help you get there sooner. As Freddie Mac notes:“ . . . your tax refund from the IRS can be a useful supplement to your homebuying budget.” So, if you’re getting a tax refund this year, you can use it to help you pay for some of the upfront costs that come with buying a home, like the down payment and closing costs. And here’s the best part.On average, people are getting even more...

4 Ways To Make an Offer That Stands Out This Spring

Written by Spring HIll FL Mortgage Syndicated User on April 15, 2025. Posted in Agent Value, Buying Tips, For Buyers, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up.If you’re serious about landing a home you’ll love, you need more than just a wish list. You need a smart strategy – and that starts with working with a great agent who can help you put together a strong offer.Here are some top tips your agent will share with you that are helping buyers stand out (and win) in today’s market.1. Don’t Lowball on PriceIt’s tempting to start with a super low offer in an attempt to save money. But in a competitive spring market, that could backfire. If...

Why You Don’t Want To Skip Your Home Inspection

Written by Spring HIll FL Mortgage Syndicated User on April 11, 2025. Posted in Agent Value, Buying Tips, For Buyers, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coffee on the porch. The last thing you want is to slow down the process with more steps or lose out to another buyer’s offer because they skipped their inspection.But here’s the thing. Buying a home is one of the biggest financial decisions you’ll ever make. And no matter how perfect that house seems, skipping a home inspection is a risk that could cost you a lot more than just time.What Exactly Is a Home...

House Hunting Just Got Easier – Here’s Why

Written by Spring HIll FL Mortgage Syndicated User on April 8, 2025. Posted in Buying Tips, For Buyers, Inventory, Spring Hill FL Condo Mortgages, Spring Hill FL Mortgage, Spring Hill FL Mortgage Rates.

If you’ve been frustrated by the lack of homes for sale over the past few years, here’s some good news. You have more options, so it may finally be time to kick off your home search again. As Daryl Fairweather, Chief Economist at Redfin, explains:“Now is the best time to buy in the last two years. Mortgage rates are comparable to what they were two years ago, and prices remain high. However, there is significantly more inventory . . .”The number of homes for sale has grown compared to last year, and even more options are on the way. While this is typical for the busy spring season, here’s...

Category: For Buyers